Apply NowToday's Rates
Updated 19 April 2026 — across all loan products
Indicative rates shown. Actual rates depend on your circumstances, credit profile and selected lender. Speak with a broker for personalised rates.
Home Loans
Owner-occupied and investment home loans across 90+ lenders.
| Loan Product | Rate From | Rate To | Comparison Rate p.a. | Term | Loan Amount | |
|---|---|---|---|---|---|---|
Variable – Owner Occupied P&IBest Rate | 5.74%p.a. | 6.49% | 5.76% | Up to 30yr | $150K+ | Apply |
Fixed 1yr – Owner Occupied P&I | 5.89%p.a. | 6.29% | 5.91% | Up to 30yr | $150K+ | Apply |
Fixed 2yr – Owner Occupied P&IPopular | 5.79%p.a. | 6.19% | 5.81% | Up to 30yr | $150K+ | Apply |
Fixed 3yr – Owner Occupied P&I | 5.69%p.a. | 6.09% | 5.72% | Up to 30yr | $150K+ | Apply |
Variable – Investment P&I | 6.04%p.a. | 6.79% | 6.06% | Up to 30yr | $150K+ | Apply |
Variable – Investment IO | 6.24%p.a. | 6.99% | 6.28% | Up to 30yr | $150K+ | Apply |
Line of Credit | 6.49%p.a. | 7.99% | — | Ongoing | $50K+ | Apply |
* Rates based on $150,000 loan over 25 years, LVR ≤80%, P&I, owner-occupied. Rates subject to change. Always confirm current rates with your broker prior to applying.
Comparison Rate Warning — Required Disclosure
Last verified vs ASIC RG 234: 2026-04-12The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For variable interest-only loans, comparison rates are based on an initial 5-year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
General Information Only: Rates shown are indicative and for comparison purposes only. They do not constitute personal financial advice and do not account for your individual financial circumstances, objectives or needs. Subject to credit assessment, lender credit policy and market conditions. Consolidated Funding Group Pty Ltd (ACN 119 381 832) t/as Fairbanks Financial Group. Credit services by Farzin Ghaffari Hesari, credit representative (CRN 577919) of LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192 | AFCA Member #48367 | FBAA Member m-330508. If you have a complaint, contact us at complaints@fairbanksfinancial.com.au or escalate to AFCA on 1800 931 678 (free call) or www.afca.org.au.
From rates — at a glance
Want your personalised rate?
These are market rates. Your actual rate depends on your profile. Speak with a broker and we'll find your most competitive rate across 90+ lenders — at no cost to you.