Apply NowToday's Best Rates
Updated 7 April 2026 — across all loan products
Indicative rates shown. Actual rates depend on your circumstances, credit profile and selected lender. Speak with a broker for personalised rates.
Home Loans
Owner-occupied and investment home loans across 90+ lenders.
| Loan Product | Rate From | Rate To | Comparison | Term | Loan Amount | |
|---|---|---|---|---|---|---|
Variable – Owner Occupied P&IBest Rate | 5.74%p.a. | 6.49% | 5.76% | Up to 30yr | $150K+ | Apply |
Fixed 1yr – Owner Occupied P&I | 5.89%p.a. | 6.29% | 5.91% | Up to 30yr | $150K+ | Apply |
Fixed 2yr – Owner Occupied P&IPopular | 5.79%p.a. | 6.19% | 5.81% | Up to 30yr | $150K+ | Apply |
Fixed 3yr – Owner Occupied P&I | 5.69%p.a. | 6.09% | 5.72% | Up to 30yr | $150K+ | Apply |
Variable – Investment P&I | 6.04%p.a. | 6.79% | 6.06% | Up to 30yr | $150K+ | Apply |
Variable – Investment IO | 6.24%p.a. | 6.99% | 6.28% | Up to 30yr | $150K+ | Apply |
Line of Credit | 6.49%p.a. | 7.99% | — | Ongoing | $50K+ | Apply |
* Rates based on $150,000 loan over 25 years, LVR ≤80%, P&I, owner-occupied. Rates subject to change. Always confirm current rates with your broker prior to applying.
Comparison Rate Warning — Required Disclosure
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $150,000 over a 25-year term unless otherwise stated.
General Information Only: Rates shown are indicative and for comparison purposes only. They do not constitute personal financial advice and do not account for your individual financial circumstances, objectives or needs. Subject to credit assessment, lender credit policy and market conditions. Consolidated Funding Group Pty Ltd t/as Fairbanks Financial Group | ACR 481272 | AFCA Member #48367 | FBAA Member m-330508. If you have a complaint, contact us at complaints@fairbanksfinancial.com.au or escalate to AFCA on 1800 931 678 (free call) or www.afca.org.au.
Best from rates — at a glance
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