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What Our Clients Say

Real stories from real Australians who found their path to homeownership, better rates, and financial freedom with Fairbanks Financial.

4.9
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Average rating

312+

Verified Google reviews

21/22

5-star reviews shown

98%

Would recommend

Showing 22 of 22 reviews

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“Recently refinanced and saved $580 a month. The team compared over 30 lenders and found a rate with a full offset account that my previous bank never offered. Pre-approved within 48 hours. The whole p…”

Refinance
James Whitfield

James Whitfield

Brisbane, QLD · Dec 2024

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“I saved over $600 a month after refinancing with Fairbanks. They found me a better rate with a redraw facility and no ongoing fees. The process was transparent from start to finish — no hidden costs, …”

Refinance
Priya Sharma

Priya Sharma

Melbourne, VIC · Nov 2024

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“Fairbanks helped me secure finance for my second investment property with a competitive interest-only structure. My broker explained exactly how negative gearing works and set up the loan to maximise …”

Investment Property
Marcus Chen

Marcus Chen

Brisbane, QLD · Oct 2024

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“From initial enquiry to settlement in under 4 weeks. My broker walked me through every option and helped me choose the product that suited my goals. The team was responsive at every step — even replie…”

Refinance
Sarah O'Brien

Sarah O'Brien

Sydney, NSW · Sep 2024

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“As a first home buyer I had no idea where to start. Fairbanks made the entire process simple — from explaining the First Home Guarantee to getting my pre-approval sorted in two days. I got into the ma…”

First Home Buyer
Tom Nguyen

Tom Nguyen

Sydney, NSW · Jan 2025

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“The investment team at Fairbanks really knows their stuff. They helped me access equity from my existing home to fund a Brisbane investment property purchase without disrupting my owner-occupier loan …”

Investment Property
Rachel Morrison

Rachel Morrison

Melbourne, VIC · Feb 2025

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“Needed working capital for a seasonal business surge and had been knocked back by my bank. Fairbanks found a non-bank lender that assessed my actual cash flow rather than just my balance sheet. Funds …”

Business Loans
David Park

David Park

Brisbane, QLD · Mar 2025

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“Moved to Perth for work and needed to buy quickly. The Fairbanks team handled everything remotely — all digital, all fast. They found a lender who accepted my probationary employment and got me pre-ap…”

First Home Buyer
Emma Thompson

Emma Thompson

Perth, WA · Dec 2024

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“Used Fairbanks for a chattel mortgage on a work ute. The rate was significantly lower than what the car dealer was quoting, and the broker explained the tax implications clearly. Simple, fast and save…”

Car Loans
Michael Santos

Michael Santos

Adelaide, SA · Jan 2025

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“My fixed rate was expiring and I had no idea what to do. Called Fairbanks and within 48 hours had a comparison across 12 lenders. Ended up refinancing to a variable with a big offset account. Monthly …”

Refinance
Olivia Williams

Olivia Williams

Sydney, NSW · Feb 2025

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“Bought my first home on the Gold Coast through Fairbanks. They found me a lender who accepted my FIFO income structure (which most banks struggle with) and got me a rate I wasn't expecting at 90% LVR.…”

Home Loans
Jack Harrison

Jack Harrison

Gold Coast, QLD · Nov 2024

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“Fairbanks helped me stack the QLD First Home Owner Grant, the First Home Guarantee, and stamp duty concessions so I entered the market with a 5% deposit and zero LMI. The broker spent time explaining …”

First Home Buyer
Amy Chen

Amy Chen

Brisbane, QLD · Mar 2025

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“Third investment property financed through Fairbanks. Each time they've found a better deal than I could have sourced myself. This time they set up separate security structures for each property at my…”

Investment Property
Robert Kim

Robert Kim

Melbourne, VIC · Jan 2025

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“SMSF lending is genuinely complex and I tried two other brokers before finding Fairbanks. Their SMSF specialist understood our fund structure immediately, arranged the bare trust through their network…”

SMSF Loans
Natalie Scott

Natalie Scott

Sydney, NSW · Feb 2025

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“Had been with the same bank for 11 years and assumed I was getting a loyalty discount. I wasn't — I was paying 0.7% above the market. Fairbanks switched me to a new lender and I'm now saving $8,600 a …”

Refinance
Daniel Johnson

Daniel Johnson

Sunshine Coast, QLD · Jan 2025

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“Fairbanks handled my home purchase as a self-employed buyer. My income is a bit complex (trust distribution + director salary) and they found a lender who assessed it correctly. The broker navigated t…”

Home Loans
Mia Patel

Mia Patel

Perth, WA · Mar 2025

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“As a nurse buying on a single income, I wasn't sure I could get into the market. Fairbanks found a lender who accepted my casual employment history and helped me understand the genuine savings require…”

First Home Buyer
Liam Wilson

Liam Wilson

Brisbane, QLD · Feb 2025

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“Good experience overall. The savings were real — about $340 a month — and the team was responsive. Settlement took a little longer than expected (5 weeks vs the 3 weeks quoted) but the broker kept me …”

Refinance
Sophie Anderson

Sophie Anderson

Melbourne, VIC · Oct 2024

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“Building a property portfolio in Sydney is expensive and the lending is complex. Fairbanks structured my portfolio lending across three properties to maximise borrowing capacity. The strategy was soph…”

Investment Property
Ryan Mitchell

Ryan Mitchell

Sydney, NSW · Mar 2025

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“Just settled on our family home in Paddington — couldn't be happier. Fairbanks compared 22 lenders and found a great rate with a 100% offset account and no annual fees. My broker was calm, clear and a…”

Home Loans
Grace Lee

Grace Lee

Brisbane, QLD · Feb 2025

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“Needed a commercial property loan for my dental practice. Fairbanks found a professional package with a favourable rate that most commercial brokers didn't even mention. The whole deal was completed p…”

Business Loans
Patrick O'Connor

Patrick O'Connor

Gold Coast, QLD · Jan 2025

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“I run a small business and needed a vehicle fleet financed. Fairbanks arranged asset finance across three vehicles under a single facility with a competitive rate and balloon payment structure that wo…”

Car Loans
Jessica Yang

Jessica Yang

Melbourne, VIC · Mar 2025

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