How much deposit do I need to buy in Brisbane?

Most Brisbane buyers need at least 5–10% of the purchase price as a deposit. With the First Home Guarantee, eligible first home buyers can purchase with just 5% and avoid Lenders Mortgage Insurance (LMI). For investment properties, most lenders require 10–20%.

What is the average mortgage repayment in Brisbane?

Based on Brisbane's median house price of approximately $920,000 with a 20% deposit ($184,000), a $736,000 loan at 6.14% P&I over 30 years equates to approximately $4,470/month. Your actual repayment depends on your loan size, rate, and term.

Do I need a local Brisbane mortgage broker?

Not necessarily — Fairbanks Financial operates nationally and has deep knowledge of the Brisbane and Queensland market. We handle applications remotely via phone, video, and email, and can meet in person at our Brisbane office when needed.

Is Brisbane still a good place to invest in property?

Brisbane continues to attract strong investor interest due to population growth, Olympic infrastructure investment, and relative affordability compared to Sydney and Melbourne. Rental yields in Brisbane remain competitive at 3.5–5% gross for houses.

What is the First Home Owner Grant in Queensland?

Queensland's First Home Owner Grant provides $30,000 to eligible first home buyers purchasing or building a new home valued under $750,000. It applies to new builds only — not established homes. Income and residency requirements apply.

Brisbane, Queensland

Mortgage Broker
Brisbane

Name: Fairbanks Financial — Mortgage Broker Brisbane
Address: Brisbane, QLD, AU
Telephone: +611300187610
Price range: Free consultation
Rating: 4.9

Award-winning mortgage brokers serving Brisbane and Fortitude Valley, New Farm, Paddington, Chermside, Carindale. We compare 90+ lenders to find your best home loan — free expert advice, no obligation.

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Home Loan Services in Brisbane

From first home buyers to seasoned investors — we cover every lending need across Brisbane and Queensland.

Home Loans

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Refinancing

Save avg $4,800/yr by refinancing your Brisbane home loan. Free comparison.

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Investment Property

Interest-only, equity access & portfolio lending for Brisbane investors.

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First Home Buyers

Government grants, low deposit options & step-by-step guidance for Brisbane first home buyers.

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SMSF Loans

Limited recourse borrowing for SMSF property in Brisbane and surrounds.

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Business Loans

Working capital, equipment & commercial property finance for Brisbane businesses.

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Brisbane Property Market

The Brisbane market — what you need to know

$920Kmedian house price — Brisbane 2026

Brisbane median house price reached $920,000 in early 2026, up 12% year-on-year.
Strong interstate migration continues to drive demand across inner and middle-ring suburbs.
Olympic infrastructure investment is underpinning long-term growth in south-east Queensland.
First home buyers benefit from QLD's $30,000 First Home Owner Grant on new builds.
Rental vacancy rates remain below 1.5% across most Brisbane suburbs, supporting investor yields.