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Fund What
Matters Most
Competitive personal loan rates from Australia's leading lenders. Whether it's a renovation, debt consolidation, car or holiday — we find the right fit for you.
6.99%*
Indicative rates from
$1K–$75K
Loan amounts
1–7 yrs
Flexible terms
48 hrs
Approval time
*Indicative rate only, subject to change. Credit criteria, conditions, fees and charges apply. Not all applicants will qualify.
A Loan for Every Purpose
Our lenders offer flexible personal loans for virtually any purpose. Whatever you need it for, we'll match you to the right product.
Home Renovation
Kitchen upgrades, bathroom renovations, outdoor spaces or structural improvements.
Up to $75,000Debt Consolidation
Combine multiple debts into one lower-rate loan and simplify your repayments.
Up to $75,000Car Purchase
Buy a new or used vehicle without tying up your savings or using a car loan.
Up to $50,000Medical & Dental
Fund elective surgery, IVF, dental work or other medical procedures.
Up to $30,000Holiday & Travel
That overseas trip, honeymoon or family adventure you've been planning.
Up to $25,000Education
HECS supplements, professional certifications, private schooling or upskilling.
Up to $40,000Wedding
Make your special day exactly what you've envisioned without the financial stress.
Up to $30,000Other Purposes
Moving costs, solar panels, legal fees, or any other personal expense.
Flexible amountsSmarter Personal Lending
We advocate for you — not the lender. Everything is designed to get you the best outcome.
Secured & Unsecured Options
Unsecured loans for quick access with no collateral required. Secured options available for lower rates when you have an asset to offer.
Rate Comparison Across 40+ Lenders
We don't just check one bank. We compare rates from Latitude, Plenti, SocietyOne, Wisr, NAB, ANZ and many more to find your best rate.
Flexible Repayment Schedules
Weekly, fortnightly or monthly repayments to match your pay cycle. Extra repayments and early payout available on most products.
Fast 48-Hour Approval
Our streamlined process means conditional approval in as little as 24 hours and funds in your account within 2 business days.
Fixed or Variable Rate
Lock in your repayments with a fixed rate, or take a variable rate for flexibility and the potential to benefit from rate movements.
No Impact on Credit Score to Check
Our initial rate check is a soft enquiry only — it won't affect your credit file until you decide to proceed with a full application.
Personal Loan Products
*Rates are indicative only and subject to individual assessment. Credit criteria, conditions, fees and charges apply.
Comparison Rate Warning — Required Disclosure
Last verified vs ASIC RG 234: 2026-04-12The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For variable interest-only loans, comparison rates are based on an initial 5-year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
What Will It Cost?
Estimate your repayments instantly. All figures are indicative.
Your Estimated Repayments
$491.01
per month
Based on 10.99% p.a. interest rate
Results are estimates only. Subject to lender approval.
Personal Loan FAQs
Requirements vary by lender. Most prime lenders prefer a credit score above 600, but we also work with specialist lenders who can assist borrowers with impaired credit history at competitive rates.
Get Your Rate in 60 Seconds
No impact on your credit score. Our brokers compare 40+ lenders to find the rate that fits your situation — not a one-size-fits-all offer.
General Information Warning: The information provided is general in nature and does not constitute personal financial advice. It does not take into account your personal objectives, financial situation or needs. Before acting on any information, consider its appropriateness to your circumstances and seek qualified professional advice. Consolidated Funding Group Pty Ltd (ACN 119 381 832) t/as Fairbanks Financial Group. Credit services by Farzin Ghaffari Hesari, credit representative (CRN 577919) of LMG Broker Services Pty Ltd ACN 632 405 504 ACL 517192 | FBAA m-330508 | AFCA #48367.
Power to theborrower.
†Based on verified Google reviews. Rates indicative only and subject to change. Credit criteria apply. Lender-paid service — no cost to you.