Business Finance
Business Finance Hub

Finance built for
Australian business

From working capital to commercial property — we access 90+ lenders to find the right structure for every stage of your business journey.

90+

Lenders on panel

$20K–$10M+

Loan range

24hr

Avg. credit decision

100%

Free broker advice

Our Solutions

Everything your business needs

Four specialist finance solutions — all under one roof, all backed by our 90+ lender panel.

Business Loans
Most Popular
Most Popular

Business Loans

$20K – $5M · From 6.99% p.a.

Working capital, equipment, expansion, cash flow and tax debt finance. Unsecured and secured options from 90+ lenders with fast 24–48hr approvals.

Unsecured options available
Fast 24–48hr approval
Revolving lines of credit
No asset required for some products
Explore business loans
Commercial Property Loans
Commercial

Commercial Property Loans

$500K – $10M+ · From 5.89% p.a.

Finance for office, retail, industrial and development properties. Owner-occupied and investment commercial lending up to 80% LVR with interest-only options.

Up to 80% LVR
Interest-only periods
Non-bank lenders available
Owner-occupied & investment
View commercial loans
Asset & Equipment Finance
Asset Finance

Asset & Equipment Finance

$10K – $2M · From 5.99% p.a.

Finance machinery, vehicles, technology and fit-out without depleting working capital. Chattel mortgage, finance lease, CHP and operating lease structures.

Chattel mortgage & finance lease
Immediate tax deductions
Up to 100% finance
GST benefits available
Explore asset finance
Business Valuation Report
Free Report

Business Valuation Report

Free · Delivered in 48 hours

Not sure what your business is worth? Get a free, specialist-prepared valuation report — covering earnings multiples, market comparables and key value drivers.

Specialist prepared (not an algorithm)
Delivered within 48 hours
Completely free & confidential
Supports finance applications
Get free valuation report

Simple Process

How it works

From first conversation to funded — we make business finance straightforward.

01

Tell us about your business

A quick conversation with one of our business finance specialists — we'll understand your goals, timeline and the type of finance you need.

02

We search 90+ lenders

Our specialists compare products across our full lender panel to find the right structure, rate and terms for your specific situation.

03

We prepare your application

We handle the paperwork, liaise with the lender and keep you updated at every step — so you can focus on running your business.

04

Approval & settlement

Once approved, we guide you through settlement and remain your ongoing finance partner for future needs.

Why Fairbanks

The business finance partner you deserve

We work for you — not the banks. Our only goal is to find the right finance for your business.

90+ lenders

Access to the full market — banks, non-banks and specialist lenders

Free advice

Our service is completely free to you — lenders pay us, not you

Fast approvals

Unsecured business loans approved in as little as 24 hours

Specialist team

Dedicated business finance brokers — not generalists

ACR 481272

ASIC-regulated, FBAA member, AFCA-accredited

Ongoing support

We're your long-term finance partner, not a one-off transaction

Quick Access

Where would you like to go?

Business Finance CTA
Free & No Obligation

Ready to find the right finance for your business?

Our business finance specialists are ready to help. No cost, no obligation — just expert advice that works in your interest.