Business Finance
Business Finance Hub

Finance built for
Australian business

From working capital to commercial property — we access 90+ lenders to find the right structure for every stage of your business journey.

FBAA Memberm-330508
ASIC AuthorisedCRN 577919
Lender-paid serviceNo cost to you
AFCA Accredited#48367

90+

Lenders on panel

$20K–$10M+

Loan range

Fast

Decision turnaround

100%

Lender-paid broker advice

Our Solutions

Everything your business needs

Four specialist finance solutions \u2014 all under one roof, all backed by our 90+ lender panel.

Business Loans
Most Popular
24–48 hrsUnsecured approval

Business Loans

$20K – $5M · From 6.99% p.a.

Working capital, equipment, expansion, cash flow and tax debt finance. Unsecured and secured options from 90+ lenders.

24–48 hrsUnsecured approval
Unsecured options available
Revolving lines of credit
No asset required for some products
Tax debt & ATO plans covered
Explore business loans
Commercial Property Loans
Commercial
3–5 daysIndicative credit decision

Commercial Property Loans

$500K – $10M+ · From 5.89% p.a.

Finance for office, retail, industrial and development properties. Owner-occupied and investment commercial lending up to 80% LVR with interest-only options.

3–5 daysIndicative credit decision
Up to 80% LVR
Interest-only periods
Non-bank lenders available
Owner-occupied & investment
View commercial loans
Asset & Equipment Finance
Asset Finance
24–72 hrsEquipment approval

Asset & Equipment Finance

$10K – $2M · From 5.99% p.a.

Finance machinery, vehicles, technology and fit-out without depleting working capital. Chattel mortgage, finance lease, CHP and operating lease structures.

24–72 hrsEquipment approval
Chattel mortgage & finance lease
Immediate tax deductions
Up to 100% finance
GST benefits available
Explore asset finance
Business Valuation Report
Complimentary
48 hrsReport delivery

Business Valuation Report

No cost to you · Delivered in 48 hours

Not sure what your business is worth? Get a specialist-prepared valuation report — covering earnings multiples, market comparables and key value drivers.

48 hrsReport delivery
Specialist prepared (not an algorithm)
Completely confidential
Supports finance applications
Earnings multiples & comparables
Get valuation report

Simple Process

From enquiry to funded —
faster than you think

Unsecured business loans approved in as little as 24 hours. Equipment finance in 24–72 hrs. Commercial property in 3–5 days. Here's how.

01
Day 1 — ~15 mins

Quick strategy call

A focused conversation with a business finance specialist. We cover your goals, loan amount, timeline and any urgency — so we can move fast from the start.

02
Day 1 — returned same business day

Same-day lender comparison

We compare 90+ lenders across banks, non-banks and specialist funders. You get the top options with a clear rate and structure breakdown — usually the same day.

03
Day 1–3 — guided doc checklist

We handle the paperwork

We prepare and submit your application, liaise directly with the lender and chase any outstanding items. Most clients spend less than an hour on docs.

04
Day 1–5 depending on product

Fast approval & funded

Unsecured business loans: approval in 24–48 hrs. Equipment finance: 24–72 hrs. Commercial property: 3–5 days indicative. We keep you updated at every step.

Why Fairbanks

The business finance partner you deserve

We work for you — not the banks. Our only goal is to find the right finance for your business.

90+ lenders

Access to the full market — banks, non-banks and specialist lenders

No cost to you

Our service is lender-paid — lenders pay us, not you

Fast decisions

Unsecured: 24–48 hrs · Equipment: 24–72 hrs · Commercial: 3–5 days

Specialist team

Dedicated business finance brokers — not generalists

CRN 577919

ASIC-regulated, FBAA member, AFCA-accredited

Ongoing support

We're your long-term finance partner, not a one-off transaction

Quick Access

Where would you like to go?

Business Finance CTA
No Cost & No Obligation

Ready to find the right finance for your business?

Our business finance specialists are ready to help. No cost, no obligation — just expert advice that works in your interest.