Apply Now
Drive Away
Sooner
New or used, dealership or private sale — we compare car loan rates across 40+ lenders to get you the best deal and behind the wheel faster.
5.99%
Secured from p.a.
$5K–$250K
Loan amounts
1–7 yrs
Loan terms
24 hrs
Fast approval
Which Car Loan Type Suits You?
We match you to the right structure — not just the lowest rate. The wrong loan type can cost you thousands.
Consumer Car Loan
Most PopularBest for: Individuals buying for personal use
A standard loan for purchasing a personal vehicle. You own the car from day one. Fixed monthly repayments make budgeting simple.
- You own the car immediately
- Fixed or variable rates
- Extra repayments allowed
- Suits new & used vehicles
From Application to Keys
Most clients go from first enquiry to driving away in under 72 hours.
Tell Us What You Need
Share the vehicle type, purchase price, your income and credit situation. Takes about 3 minutes. No credit check yet.
We Compare 40+ Lenders
Your broker matches your profile against our entire panel — major banks, non-banks and specialist car financiers — and returns the best 3 options.
Submit Your Application
Choose your preferred offer. We prepare and submit the full application with all required documents. You don't deal with the bank directly.
Drive Away
Approval typically within 24 hours. Funds are released directly to the dealer or private seller, and you pick up the keys.
Estimate Your Repayments
Adjust the sliders to model your car loan scenario. Indicative figures only.
Your Estimated Payment
$594
per month
Indicative only. Subject to lender approval and assessment.
Car Loan FAQs
Yes — we regularly arrange finance for private sales. You'll need the seller's details, the vehicle's PPSR certificate (to confirm it's clear of encumbrances), and a signed purchase agreement or receipt.
Pre-Approved Before You Shop
Know exactly how much you can spend before you walk into the dealership. Pre-approval puts you in a stronger negotiating position and speeds up the buying process.
24hrs
Approval time
40+
Lenders compared
Free
Broker service
$250K
Max loan amount
General Information Warning: The information provided is general in nature and does not constitute personal financial advice. It does not take into account your personal objectives, financial situation or needs. Before acting on any information, consider its appropriateness to your circumstances and seek independent professional advice. Consolidated Funding Group Pty Ltd t/as Fairbanks Financial Group | ACR 481272 | FBAA m-330508 | AFCA #48367.
Power to theborrower.
†Based on verified Google reviews. Rates indicative only and subject to change. Credit criteria apply. Free service — lender pays our commission.