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Banking.
Our advice is at no cost to you — the lender you choose pays us, not the other way around. No hidden fees, no catch. Just expert guidance that works in your interest.
Today's indicative rates
Variable Rate
Comparison Rate
Est. monthly repayment
$600k, 30yr P&I
$3,498/mo
Comparison Rate based on a loan of $150,000 over a term of 25 years. WARNING: This Comparison Rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate. Rates are indicative only and subject to change. CRN 577919 — LMG Broker Services Pty Ltd ACL 517192.
Today's indicative rates
Variable Rate
Comparison Rate
Est. monthly repayment
$600k, 30yr P&I
$3,498/mo
Comparison Rate based on a loan of $150,000 over a term of 25 years. WARNING: This Comparison Rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate. Rates indicative only. CRN 577919 — LMG ACL 517192.
Lenders we compare
Access to 90+ lenders — from major banks to specialist providers
We're all about getting you
the right home loan.
Whether you're a first home buyer, looking to refinance, or growing your investment portfolio — Fairbanks compares 90+ lenders to find the right home loan for your situation. We make it simple, transparent, and tailored to you.
Since 2014, we've built our reputation as a trusted home loan broker across Australia. We combine innovative technology with real human expertise to make every step of the home loan process faster, smarter, and simpler.
- Access to 90+ lenders — from major banks to specialist providers
- No hidden fees, no ongoing charges, no surprises at settlement
- A dedicated broker in your corner from enquiry to settlement
- Simple online process — apply and track from any device
90+ lenders, 900+ products, and brokers available Australia-wide
90+
Lenders on our panel
900+
Loan products
Coverage
Australia-wide
Your financial life, finally in focus.
Fairbanks Intelligence is your personal finance dashboard — track your mortgage health, monitor your credit score, connect your bank accounts, and get AI-powered insights that actually make sense.
Mortgage Health
Excellent
87
out of 100
Credit Score
762
Rate Alert
Better rate found
ARIA AI Insight
Based on your spending, you could save an extra $8,400/yr by switching to a lower rate. Your equity position supports refinancing now.
Monthly Spending
$4,820 / $6,000
$1,180 remaining this month
Know what any
property is worth
Instant estimated value, suburb growth trends and recent sales data on any Australian address — no login required.
42 Barangaroo Ave,
Sydney NSW 2000
Type
House
Land
612m²
Estimated Value
$1.24M
Range $1.11M – $1.37M
12m Growth
Rental Yield
3.8%Last Sold
$960K '19Suburb Median — Last 12 Months
Recent Comparable Sales
8 days ago
$1.19M
19 days ago
$1.28M
35 days ago
$1.08M
More to love than great rates alone
Our award-winning home loans combine market-leading rates with the features that matter most.
Everything you need,
in one place
Four calculators. Zero fluff. Switch between tools and crunch your numbers instantly.
How much could you save?
Your lender
Interest rate
6.44%
Monthly repayment
$3,357
Switch & save
Interest rate
5.74%
Monthly repayment
$3,143
Your estimated savings
by switching to Fairbanks today
Annual saving
$2,578
Over 25 years
$64,441
* Estimates use principal & interest repayments. Fairbanks rate 5.74% p.a. (variable, LVR ≤80%, owner-occupied). Not financial advice.
Wondering where rates are headed?
Our Future Rate Predictor analyses 9 RBA macroeconomic indicators — CPI, unemployment, neutral rate and more — with fully sourced institutional forecasts from ANZ, CBA, NAB and Westpac.
Your Journey to Home Ownership
From first consultation to getting the keys — we guide you through every step of buying your new home.
Initial Consultation
We discuss your financial situation, property goals, and borrowing capacity in a no-obligation consultation.
Conditional Pre-Approval
We assess your position and obtain conditional pre-approval so you can search with a clear budget in mind.
Property Search
Armed with pre-approval, you search for your ideal property while we stay on hand to answer any questions.
Formal Application
Once you find your property, we prepare and lodge your complete loan application with the best-matched lender.
Unconditional Approval
We work with the lender to satisfy all conditions and secure unconditional approval ahead of settlement.
Settlement & Keys
Our team guides you through settlement day until you receive the keys to your new home. Congratulations!
In case you missed anything
Expand any question — or click Ask Aria to get a personalised answer from our AI expert.
Not sure where to start?
Browse our guides — home buying, refinancing, investing and more.
Apply in minutes
Join Australians taking control of their mortgage. No credit check to get started. Lender-paid broker service — no cost to you. Individual results vary.
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General Information Warning: The information on this website is general in nature and does not constitute personal financial advice. It does not take into account your personal objectives, financial situation or needs. Before acting on any information, consider its appropriateness to your circumstances and seek qualified professional advice. Consolidated Funding Group Pty Ltd (ACN 119 381 832) t/as Fairbanks Financial Group. Credit services by Farzin Ghaffari Hesari, credit representative (CRN 577919) of LMG Broker Services Pty Ltd ACN 632 405 504 ACL 517192 | FBAA m-330508 | AFCA #48367.
Power to theborrower.
†Based on verified Google reviews. Rates indicative only and subject to change. Credit criteria apply. Lender-paid service — no cost to you.